Financial Decision Intelligence for Cash Flow
See where your cash is headed, spot risks early, and know what to do next.
- Know when it is safe to spend
- See potential cash shortfalls before they happen
- Forecast cash flow up to 13 weeks ahead
- Get recommended actions based on your financial position
30-day free trial. No accounting overhaul required.
Stay Ahead of Cash Flow Problems
See where cash is getting tight and make changes before it becomes urgent
Turn Financial Data Into Decisions
Cash flow forecasting, cash risk signals, and recommended actions in one forward-looking view.
- Data
- Forecast
- Risk
- Recommendation
- Decision
Cash Flow Forecasting
See your projected cash position up to 13 weeks ahead so you can prepare for upcoming expenses and changing cash needs.
Proactive Risk Detection
Identify potential cash shortfalls and financial pressure before they become urgent.
Safe-to-Spend Intelligence
Understand how much cash may be available after upcoming commitments and your operating cash requirements. Decision-support information based on the financial data available — not a guarantee.
Recommended Actions
Turn financial signals into practical next steps for spending, hiring, purchasing, cash management, and growth decisions.
See the Decision, Not Just the Data
An illustrative scenario showing how financial data becomes interpretation, then a recommended action.
Sample weekly position
- Current cash balance
- $81,200
- Safe-to-spend this week
- $53,500
- 13-week cash forecast
- Trending down from Week 4
- First projected risk week
- Week 5
- Primary cash pressure
- Labor cost above recent baseline
Recommended action
Trim cost by about $800 per week.
In this scenario, doing so moves the first projected risk week outside the 13-week window and restores the configured operating cash requirement.
Sample figures for illustration only. Not customer results.
How OpsFrame IQ Works
Add Your Financial Data
Enter the financial information that matters to your business using the data-entry options supported by OpsFrame IQ.
OpsFrame IQ Analyzes What Changed
Your cash position, forecast, key financial signals, and potential risks are analyzed to surface the information that needs attention.
Decide What to Do Next
Review prioritized insights and recommended actions to help guide your next financial decision.
Forecast Payroll Pressure
See when projected cash flow could make upcoming payroll obligations harder to cover, giving you more time to evaluate your options. OpsFrame IQ does not run or process payroll.
Your Accounting Software Records the Numbers. OpsFrame IQ Helps You Decide What to Do With Them.
Accounting systems are built to record and report financial activity. OpsFrame IQ adds a forward-looking decision layer designed to help you understand cash position, identify potential risks, and evaluate what to do next.
| Capability | Accounting software | Spreadsheets | OpsFrame IQ |
|---|---|---|---|
| Historical financial reporting | Yes | Manual | Uses available financial data |
| Cash flow forecasting | Varies | Manual | Yes |
| 13-week cash visibility | Varies | Manual | Yes |
| Future cash-risk signals | Limited / varies | Manual | Yes |
| Safe-to-spend visibility | Limited / varies | Manual | Yes |
| Recommended next actions | Limited / varies | Manual interpretation | Yes |
Capabilities vary between accounting platforms and spreadsheet setups.
Built for the People Making Financial Decisions
Business Owners
Understand what you can safely spend, where cash pressure may be building, and which financial decisions need attention.
Founders
Monitor runway and evaluate spending, hiring, purchasing, and growth decisions before committing cash.
Finance Leaders
Turn financial data into forward-looking insights, risk signals, and recommendations that support faster business decisions.
Built for Financial Data You Need to Trust
- Manual entry by default. Bank connectivity is optional and only used to improve forecast inputs.
- Two-factor authentication is available on accounts.
- Billing is processed by our reseller Paddle.com as Merchant of Record; card details are not handled by OpsFrame IQ.
- Access to company data is scoped to the users invited to that company.
- AI is used only to explain results already calculated by the OpsFrame IQ engine — it does not change your numbers.
- Accounts and their data can be permanently deleted on request.
You remain in control of your inputs, your data, and your decisions.
One plan. $69 per month after your 30-day free trial.
Every feature is included: cash flow forecasting, 13-week visibility, cash risk signals, and recommended actions. Billed monthly, cancel anytime.
Frequently asked questions
What is financial decision intelligence?
Financial decision intelligence combines your financial information with forecasting, risk signals, and recommendations so you can understand what may happen next and evaluate what to do about it — rather than only reviewing what already happened.
What is OpsFrame IQ?
OpsFrame IQ is financial decision intelligence software. It takes the financial data you enter and turns it into a short-term cash flow forecast, early risk signals, and prioritised recommended actions you can review each week.
How is OpsFrame IQ different from accounting software?
Accounting software is built to record and report financial activity. OpsFrame IQ adds a forward-looking decision layer on top of your numbers: projected cash position, potential risk weeks, and suggested next steps.
Does OpsFrame IQ replace accounting software?
No. OpsFrame IQ is designed to complement the financial information your business already keeps. You continue to use your accounting system for bookkeeping and reporting.
What is a 13-week cash flow forecast?
A 13-week cash flow forecast projects your expected cash position for roughly one quarter ahead, week by week. Businesses use this horizon because it is long enough to see upcoming pressure and short enough to remain useful for near-term decisions.
What does Safe-to-Spend mean?
Safe-to-Spend is a decision-support figure: your projected ending cash for the week, less the operating cash requirement you configure (based on your payroll and recurring expense multiples). It is an estimate calculated from the data available to OpsFrame IQ, not a guarantee of available funds.
Can OpsFrame IQ help identify cash shortfalls?
Yes — based on the financial information you provide. Forecasting projects your cash position forward, and risk detection flags the first week where projected cash may fall below your configured cash requirement, so potential pressure surfaces earlier.
Does OpsFrame IQ process payroll?
No. OpsFrame IQ does not run, submit, or process payroll. It can help you see when projected cash flow may make upcoming payroll obligations harder to cover. Payroll services are offered separately through OpsFrame Payroll; the products are not integrated.
Do I need to connect my bank account?
No. You can use OpsFrame IQ entirely with manual weekly data entry. Where a bank connection is available, it is optional and used to raise the confidence of your forecast inputs.